Possession Claims

Updated residential mortgage repossession court forms released by the MoJ

Updated residential mortgage repossession court forms released by the MoJ

The Ministry of Justice (‘MoJ’) has now released updated versions of the template court forms for use in connection with residential mortgage repossession cases. The updated forms are:

•N120 Particulars of Claim for Possession (Mortgaged Residential Premises); and 

•N123 Mortgage pre-action protocol checklist.

The release of the updated forms follows the introduction in April 2015 of the revised Protocol for Possession Claims based on Mortgage or Home Purchase Plan Arrears in Respect of Residential Property (the ‘MPAP’).  

North of the border

North of the border

As the Scottish legal landscape continues to evolve, Denise Loney, Head of Litigation Services, Optima Legal Scotland, summarises the impact of recent changes on secured lenders in Scotland. 

Scottish Court Reform

Mortgage Mis-Sale Claims

Mortgage Mis-Sale Claims

The new PPI?

Stakeholders in the financial services sector are already acutely aware of the developing trend of consumers instigating financial mis-selling claims against them.  

In this White Paper we consider the background behind the increasing number of mortgage mis-sale claims relating to residential mortgages, how these claims are typically formulated and what lenders can do to prepare.

The Protocol for Possession Claims based on Mortgage or Home Purchase Plan Arrears

The Protocol for Possession Claims based on Mortgage or Home Purchase Plan Arrears

The 78th and 79th updates to the Civil Procedure Rules of England & Wales came into force on 6 April 2015 as widely publicised and scheduled.

However, as well as the 78th and 79th updates, changes to the Pre-Action Protocols (new and amended versions) also came into effect on 6 April 2015 including an updated Protocol for Possession Claims based on Mortgage or Home Purchase Plan Arrears in Respect of Residential Property (the “Mortgage PAP”).

Subscribe to RSS - Possession Claims