Civil Claims

Details of the final version of the Pre Action Protocol for Debt Claims confirmed

Details of the final version of the Pre Action Protocol for Debt Claims confirmed

On 22 March 2017, the final version of the Pre-Action Protocol for Debt Claims (the Protocol), to be annexed to the Civil Procedure Rules of England & Wales was published, with an implementation date of 1 October 2017.

The Protocol will apply to all civil court claims by a ‘business’ seeking payment of a debt from an ‘individual’ (including sole traders), unless the claim is of a type already covered by another Pre-Action Protocol (such as the mortgage possession claims PAP). 

The main requirements of the Protocol include:

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