April 2015

We are encountering an increasing number of commercial properties where flood risk insurance is proving very difficult to obtain.  These properties are excluded from the Government’s Flood Reinsurance Scheme ‘Flood Re’, which is supposed to solve the problems in obtaining flood insurance.

January 2015

The Department for Business Innovation and Skills has announced a number of measures designed to protect financially vulnerable people against what respondents to the Insolvency Service's Consultation on Debt Relief Orders and the Bankruptcy limit cited as “disproportionate” enforcement activities.

November 2014

The Courts Reform (Scotland Act 2014) ("the Act") was passed in the Scottish Parliament on 8 October 2014 and received Royal Assent this week. The Act makes some of the most significant changes to the Scottish civil justice system in over 40 years. The effects will be felt over the coming few years as these changes come into effect. We have no clear timetable as yet but the Scottish Government hope to start introducing changes during 2015.

November 2014

Creditors have sized up and sharpened their panels - and for lawyers it’s been no different. What's left is a set of clearer, coherent strategies for litigation in future, amid an onslaught of rule changes. Finding and delivering the right outcome for consumers. This phrase, or familiar versions of it, has become the penchant of directors heading up creditors' recoveries teams across the board. 

October 2014

The risk outlook issued by the Solicitors' Regulation Authority (“SRA”) identified financial instability as a continuing worry for legal practices and a recent Conveyancers’ Association Conference encouraged conveyancers in particular to recognise the huge risk to consumers of losing money and/or confidential information as a result of criminal activity.